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Please carefully read these Rakuten Cash Back for Change Program Terms and Conditions before opting into or otherwise using Cash Back for Change (also referred to herein as the "program"). These Rakuten Cash Back for Change Program Terms and Conditions, together with the Rakuten.com Terms and Conditions incorporated herein by reference, form a legally binding agreement (collectively, the "Agreement") that governs your participation in the Cash Back for Change program provided by Ebates Performance Marketing, Inc. dba Rakuten Rewards ("Rakuten," "we," or "us"). By clicking the "Start Donating Now," "Donate my change," or similar button (as applicable) or by toggling to activate the Cash Back for Change donations in your Account Settings, you acknowledge and accept the disclosures herein and agree to be bound by the Agreement. If you do not wish to be bound by the Agreement, do not click "Start Donating Now," "Donate my change," or similar buttons or toggle to activate the Cash Back for Change donations in your Account Settings.

1. Participation in Cash Back for Change. Cash Back for Change is a program that allows Members who receive their Cash Back payments via PayPal or check to donate a portion of their Cash Back payments to charities that we select from time to time (the "Charities"). To participate in the program, you must receive your Cash Back payments via PayPal or check, and click the "Start Donating Now" or similar button on the Cash Back for Change landing page. You may also opt in through your Account Settings. Under "Cash Back for Change" under your Account Settings, toggle on "Donate my change" to opt in. Your Account Settings and the Cash Back for Change landing page will indicate whether you are currently participating in the program. You may opt in to participate in Cash Back for Change at any time. To donate a portion of your next Cash Back payment and subsequent Cash Back payments, opt in by the first day of the calendar month of your next Cash Back payment. Otherwise, Cash Back for Change may not collect your donation from your next Cash Back payment. See the Rakuten Payment Schedule for details.

2. Disabling Cash Back for Change. After you have opted in to participate in Cash Back for Change, you can choose to opt out by clicking "opt out here" on the Cash Back for Change landing page or toggling off "Donate my change" in your Account Settings. To opt out of donating a portion of your next Cash Back payment and subsequent Cash Back payments, opt out by the first day of the calendar month of your next Cash Back payment. Otherwise, Cash Back for Change may collect your donation from your next Cash Back payment. See the Rakuten Payment Schedule for details. You may opt in to Cash Back for Change again according to Section 1.

3. Donations. Cash Back for Change automatically rounds down your Cash Back payments to the nearest dollar and donates the change to the Charities. The Cash Back payments will be reduced by the Cash Back for Change amount before payments are issued under the Rakuten Payment Schedule. You will receive the balance of your Cash Back payments through the payment delivery method you have selected.

4. Charities. Our list of Charities that participate in Cash Back for Change is subject to change from time to time without notice to you. We have the sole discretion to add or delete Charities or otherwise change the list at any time without notice.

5. Disbursements to Charities. You will have no further rights to any Cash Back for Change amounts once your Cash Back payment is reduced by this sum. These donations will be disbursed to the Charities in a manner and on a schedule determined by us in our sole discretion.

6. Reporting for Charitable Tax Deduction. We are not required to provide (and you will not receive) any contemporaneous written acknowledgment of donations made through Cash Back for Change to support a charitable tax deduction on your personal income tax return. You may consult your tax advisor regarding the deductibility of any donation you make.

Updated: 12/09/2020