The Impact of Public Policy on Consumer Credit (Hardcover)

Customer Reviews   Write a Review

Be the first to review this item and earn 25 Rakuten Super Points™

Product Overview

The Impact of Public Policy on Consumer Credit presents a collection of research papers and discussions commissioned to commemorate the silver anniversary of Georgetown Universitys Credit Research Center in 1999. Nine topics serve as focal points for the volume, with the general theme What do we know, what do we need to know? about the functioning of consumer credit markets at the beginning of the 21st century. Because the growth of household debt and the consequences of household debt burden have dominated discussion in both the media and policy arenas for decades, Credit Growth and the Burden of Debt is the theme for the first group of three papers. The papers address the cultural evolution of consumer credit in the U.S., the rise in consumer indebtedness and the alarming surge in personal bankruptcies. A second grouping of three papers takes a distinctly policy-oriented tack and examines questions regarding consumer access to credit (mortgage markets and evidence of discrimination), consumer protection through mandatory disclosure of information (Truth-in-Lending regulations), and the general state of financial literacy among the population of young consumers entering credit markets for the first time. The final three papers in this volume examine how technological innovations in risk management (through statistical risk scoring models), marketing (through use of personal information for targeted marketing) and finance (through securitization of consumer loans) have impacted the availability of credit products and sparked new public policy questions. *Author: Durkin, Thomas A./ Staten, Michael E./ Saratchandran, P. *Binding Type: Hardcover *Number of Pages: 352 *Publication Date: 2001/10/31 *Language: English *Dimensions: 9.21 x 6.14 x 0.81 inches


Publisher Kluwer Academic Publishers
Mfg Part# 9780792374183
SKU 204701168
Format Hardcover
ISBN10 0792374185
Release Date 5/23/2007
$284.63 + $2.98 shipping
Rakuten Super Points Earn 285 ($2.85) Rakuten Super Points™
What are Rakuten Super Points™?
Get rewarded when you shop! Earn 1 point per dollar spent. That's like getting cash back on every purchase. Easy to see matured points in checkout. Use points just like cash.
Learn More
Get this item for
(price with shipping)
(redeem points)
Format: Hardcover
Condition: Brand New
In Stock. Usually Ships in 1 to 2 business days
Please select an option to buy
Add to Cart

What is a Marketplace and Shop Owner?
  • Our marketplace is a platform where approved third-party retailers (Shop Owners) can sell their products
  • Items are sold and shipped by Shop Owners
  • Your credit card and personal information remain secure; meets all PCI Security Standards.
  • Purchases can only be returned to the Shop Owner
  • All purchases receive Rakuten Super Points™
Promotions & Offers (1)
  •  custom promo
    5% Back* Sitewide with Promo Code Rewardme *See page for details