No saddle? No problem! This bareback saddle pad is made with a Navajo style top for comfort and style. The soft fleece bottom provides cushion for your horse. Other features include: nylon web hand loop, adjustable nylon stirrup straps and girth and lightweight polymer stirrups. Stirrups and girth adjusts with roller buckles to fit most horses. Navajo style top Strong web handhold Soft fleece bottom Adjustable length stirrups 24" spine x 15" drop