Chime®

$50 Cash Back

Chime® Coupons, Promo Codes & Cash Back

Here's how much you'll earn

$50 Cash Back
Chime Direct Deposit

About Chime®

Chime describes itself as The #1 Most Loved Banking App.®^ It attempts to cut through the confusion and excess fees of most other banks to make it easier to store and use your money. Chime wants to make banking an enjoyable experience rather than a frustrating one, which is why it offers so many benefits.

Chime offers plenty of benefits, including a network of over 47,000 fee-free ATMs.* It also offers direct deposit and the secured Chime Visa® Credit Card that allows you to increase your credit** , with no annual fees and no credit check*** to apply.

Chime is a helpful tool to manage your money, and many people prefer it to traditional banks. If you’re looking for a better way to handle your banking needs, Chime may be the perfect choice. You can learn more about Chime, including the various accounts available and the important legal information, on the company’s website.

Chime is an award winning financial app and debit card service. Getting the Chime app allows you to manage your finances on-the-go! You can get your Federal refund when you file w/ the IRS & direct deposit w/ Chime.

^Chime is recommended by more of its users in the 2024 Qualtrics® NPS study when compared to top national banks and select fintechs. THE #1 MOST LOVED BANKING APP is a Trademark of Chime Financial, Inc.
*Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance. ATM participating in the Allpoint network.
**On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Results may vary.
***Out-of-network ATM withdrawal and over the counter advance fees may apply.

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Terms & Exclusions

Exclusions: Cash Back is not available on the purchase or redemption of gift cards.

Special Terms: Must be a new Chime member, set up payroll direct deposit, and receive your first paycheck within 30 days of signup. Must make a minimum first payroll deposit of $200 to qualify. The qualifying direct deposit must be made by the individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and The secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. No 1 banking app: Chime is recommended by more of its users in the 2024 Qualtrics® NPS study when compared to top national banks and select fintechs. THE #1 MOST LOVED BANKING APP is a Trademark of Chime Financial, Inc.

Limited to one per member.

Use of coupons or promotional codes not listed on Rakuten may void Cash Back.

Posting Time

Cash Back will be automatically added to your Rakuten account within a few weeks.

Chime® Top Coupons and Deals

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Switch to a fee-free* checking account today.

$50 Cash Back

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Get a checking account with no monthly fees, fee-free overdrafts*, early pay^, & more.

$50 Cash Back

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Here’s how it works

Choose your favorite store.

Start shopping with Rakuten. Over 3,500 stores pay us for sending them shoppers.

We’ll take you to their site. You shop.

Make a qualifying purchase and we’ll email you when Cash Back is added to your account.

Earn Cash Back. Cha-ching!

Get paid via PayPal or check as soon as 15 days of your first purchase. Then get paid quarterly.

Shopping Secrets

• In addition to its checking account, which is what most people use at Chime, the company also provides a savings account. The account comes with several ways to boost your savings, including Round Up* rules and Automatic Savings^ features that can help you put away money without having to remember to do it.

• Chime’s Pay Anyone feature is exactly what it sounds like: It lets you pay anyone instantly,** even if they don’t have a Chime account. As long as they have a valid debit card, they can claim any payment you send. It’s also instant, and it requires no instant cash-out fees.

• People with bad credit may have a hard time opening a bank account, even if they have a significant amount of money. Bad credit can follow you for a long time, and traditional banks tend not to like to do business with people who don’t have good credit. The good news is that Chime has a Second Chance Banking option that offers a bank account with no monthly fees that doesn’t base its acceptance on credit scores.

* Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account.
^ You can automatically transfer part of your direct deposits of $1 or more from your Checking Account into your selected Chime account(s).
**Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed. Non-Chime members must use a valid debit card to claim funds.

Cash Back Frequently Asked Questions

(FAQ)

Does Chime offer cash back?

Chime provides users with easy ways to get cash back at specific locations and stores. The app’s ATM finder can identify thousands of cash-back locations across the country, so download the app for instant access to cash-back options.

How can I build credit for free with Chime?

You can build credit by putting money into your Chime Checking Account

Does Chime offer discounts?

Chime offers limited-time discounts every now and then, including promo codes for first-time Chime users and special cash-back deals. To get notified about these amazing offers, create a Chime account or download the app.

Chime®

Chime® Coupons, Promo Codes & Cash Back

Here's how much you'll earn

About Chime®

Posting Time

Chime® Top Coupons and Deals

Here’s how it works

Shopping Secrets

Cash Back Frequently Asked Questions

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