Mercury is a radically different banking* product trusted by more than 300K entrepreneurs, engineered from the ground up to hold, move, and help you truly understand your money like never before. Everything you need is built in: cards, invoicing, bill pay, spend management, real-time insights, intelligent categorization, and more.
Customers get checking and savings accounts, physical and virtual debit and credit cards**, free USD wires and up to $5M in FDIC insurance* through Mercury's partner banks and their sweep networks with no minimum balance or required monthly fees.
With Mercury, founders benefit from versatile features, including:
● Read and write API access for customizable automation
● Custom user permissions and payment schedules for greater spend control
● Financial software to pay bills, manage spending, and help close the books
● Venture debt with an easy-to-use digitized process and 1:1 relationship management***
*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more here. The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.®
**The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.
***Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital or venture debt loans to businesses operating in California.
