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Supercharge your Cash Back

Earn an extra 3% Cash Back when you
shop with Rakuten, plus 1% Cash Back
on all other purchases.1

CLICK HERE FOR RATES, FEES AND OTHER COST INFORMATION.

Already a Rakuten Cash Back Visa® Credit Cardholder?
Manage Your Account

Make that first swipe extra sweet

$10 bonus after your first purchase with the Rakuten Cash Back Visa® Credit Card.2

Earn an extra 3% Cash Back

Yep, an extra 3% on all qualifying Rakuten purchases, online and in stores. Rakuten Gift Card Shop included1

Earn 1% Cash Back

Every purchase, everywhere else Visa cards are accepted. Paying bills? Get rewarded for that, too.1

Keep it all

No annual fee so you keep more money in your pocket.3

Shop your favorites with more Cash Back:

  • Go shopping at Macy's and earn 10.0% Cash Back!
    10% Cash Back
    +
    3% Rakuten Visa Card Cash Back
    =
    13% Total Cash Back
  • Go shopping at Kohl's and earn 1.0% Cash Back!
    1% Cash Back
    +
    3% Rakuten Visa Card Cash Back
    =
    4% Total Cash Back
  • Go shopping at JCPenney and earn Up to 6.0% Cash Back!
    6% Cash Back
    +
    3% Rakuten Visa Card Cash Back
    =
    9% Total Cash Back
Your card,
on your device
Pay touch free with Apple Pay™, Google Pay™ and Samsung Pay.4 It's safe, easy and fast.
Start earning an extra 3% Cash Back at over 2,500 stores today.

FAQ

What are the benefits of the Rakuten Cash Back Visa Credit Card?

How do I earn Cash Back?

Where do I find my Cash Back information?

When do I get paid Cash Back?

How do I get paid?

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